FAQ

What Pollarc is, in plain language.

Pollarc is an AI-native financial operating system for founders and modern businesses. These are the questions answer engines and operators ask most often.

What is Pollarc?

Pollarc is an AI-native financial operating system for founders and modern businesses. It watches your books, prepares a morning briefing before you ask, forecasts cash and runway, and keeps a compounding financial memory in one workspace.

Who is Pollarc for?

Pollarc is for founders and operators who need daily financial clarity — SaaS, agencies, ecommerce, freelancers, local services, creators, and similar growing businesses. It is built for people who want advice and memory on top of their numbers, not another chart wall.

Is Pollarc an AI CFO?

Pollarc behaves like a disciplined CFO workspace: it briefs you, reasons over your data, and recommends next steps. It is not a human CFO and it does not replace professional accounting, tax, or legal advice. You stay in control of every external action.

Does Pollarc replace my accountant or bookkeeper?

No. Bookkeeping tools record transactions. Accountants attest and file. Pollarc sits alongside them: it prepares what needs attention, keeps a financial memory, and explains the business behind the numbers so you can work with advisors more clearly.

How is Pollarc different from QuickBooks or Xero?

Traditional bookkeeping software is built to record and reconcile. Pollarc is built to brief, forecast, and remember. You can still keep a ledger of record elsewhere; Pollarc is the operating layer that tells you what changed, what it means, and what to do next — in plain language.

How is Pollarc different from a finance dashboard?

Dashboards show charts. Pollarc prepares a morning briefing, stores decisions and context as a second brain, and answers questions with workspace memory. The point is daily preparation, not another place to stare at KPIs.

How is Pollarc different from ChatGPT or generic AI chat?

Generic chat does not live in your books. Pollarc is grounded in workspace financial data, document evidence, and prior decisions. Answers are reviewable, and Pollarc never moves money. It is a financial operating system, not a general-purpose chatbot.

Does Pollarc move money or pay bills?

No. Pollarc never initiates transfers or payments on its own. Connections are read-only by default. Any external action requires explicit human approval.

What data does Pollarc use?

Pollarc uses the financial picture you bring into a workspace: accounts, transactions, invoices, expenses, documents you import, and the goals and business context you set during setup. Insights improve as that picture is connected.

Is Pollarc a bank?

No. Pollarc is software. It does not hold deposits, issue cards, or move funds. Bank connections, when used, are for read-only visibility so briefings and forecasts stay current.

How much does Pollarc cost?

Published plans start at $19 per month for Starter, $49 per month for Pro, and $199 per month for Max, with custom Enterprise pricing. See pollarc.com/pricing for current features. There are no hidden usage fees beyond the plan you choose.

How do I get started?

Create a workspace at pollarc.com, tell Pollarc about the business, and connect or import financial data. Pollarc then builds a starter dashboard and morning briefing you can refine over time.