Accounts Receivable and Payable — Visible Before They Become Problems.
Pollarc tracks who owes you, what you owe, and how overdue each item is. Aging reports, payment timelines, and attention alerts keep your AR and AP under control without manual follow-up spreadsheets.
Credit management is the work of knowing, at any given moment, what money is coming in from customers who owe you and what money is going out to suppliers and creditors you owe — and, crucially, what is late on either side. When this work is done badly or deferred, businesses discover problems too late: a major receivable has been overdue for sixty days, a payable has been missed and is now subject to penalty, or the cash position is worse than it looked because too much is tied up in unpaid invoices.
Pollarc's Credit Management module tracks both sides continuously. Receivables are aged by how overdue they are, payables are tracked by due date, and attention alerts surface the items that need action now rather than next week. The result is a view of the business's credit position that is current and actionable instead of a spreadsheet updated once a month after the fact.
What the module does
- 01
AR aging reports
Receivables are grouped into aging buckets: current (not yet due), 1-30 days overdue, 31-60 days overdue, 61-90 days overdue, and 90+ days overdue. The report shows how much is in each bucket and which customers and invoices make it up.
- 02
AP aging view
Payables are tracked by due date so you can see what is current, what is coming due soon, and what has passed its due date. This prevents missed payments and the penalties or relationship damage that follow from them.
- 03
Customer and supplier balance summaries
For each customer, see the total outstanding balance and the breakdown by invoice; for each supplier, see what you owe and when it is due.
- 04
Overdue alerts
Invoices that cross into an overdue bucket are surfaced for attention, so follow-up can happen while the receivable is still recent rather than after it has aged significantly.
- 05
Payment timeline view
A forward-looking view of expected cash inflows from receivables and expected cash outflows from payables over the coming weeks, so you can see the net effect on your cash position before it happens.
- 06
Link to source transactions
Every receivable and payable traces back to the underlying invoice or bill and the connected bank account, so the aging report is grounded in actual records rather than a separate ledger maintained by hand.
A concrete example
A business sends invoices regularly but does not have a systematic way to track which ones are paid, which are overdue, and which customers need a follow-up. The finance lead keeps a spreadsheet of outstanding invoices that is updated when someone remembers, and follows up with customers when a payment is noticed to be missing — often weeks after it was due.
With Pollarc's Credit Management module, the AR aging report shows the full picture every time it is opened: current invoices, the 1-30 day bucket, the 31-60 day bucket, and the older buckets. The finance lead sees exactly which customers are in which bucket, how much is outstanding in total, and which invoices have crossed into overdue status since the last time the page was checked. Follow-up happens while the receivable is still recent, and the AP view makes sure nothing the business owes is missed.
Know what's owed and what's due before it becomes a problem.
Set up Credit ManagementAR aging reports. AP tracking. Overdue alerts. Payment timelines.