One Ledger, Every Currency, Every Bank.
AI-native banking aggregation across 195 countries — built for African and global businesses.
Pollarc connects to bank accounts in 195 countries and brings every account, currency, and transaction into a single ledger. Instead of downloading CSV files from each bank, pasting them into spreadsheets, and reconciling currencies by hand, a business sees all of its cash positions, incoming and outgoing transactions, and currency exposures in one place — updated in near real-time as transactions occur.
The aggregation is AI-native: transactions are categorized as they arrive, matched to invoices where possible, and flagged when something looks out of place. The module was built with African businesses in mind first, but works the same way for any business operating across multiple countries and currencies. Once an account is connected, transactions flow in without further action — no more manual imports.
What the module does
- 01
Multi-country bank connections
Connect bank accounts from financial institutions across 195 countries through Pollarc's aggregation layer, with support for the major banks and payment systems used by African and global businesses.
- 02
Single unified ledger
Every connected account, in every currency, appears in one ledger. You see all cash positions together rather than switching between bank portals and spreadsheet tabs.
- 03
Multi-currency handling
Transactions in different currencies are recorded in their original currency and can be viewed in a reporting currency of your choice, with exchange rates applied consistently.
- 04
AI categorization on arrival
As transactions come in from connected banks, Pollarc categorizes them by merchant, type, and nature, and matches them to invoices and bills where a match exists.
- 05
Real-time position updates
Connected accounts are monitored for new transactions, so your cash position, outstanding payments, and currency exposure reflect what is happening now rather than what happened when you last downloaded a statement.
- 06
No manual imports
The aggregation replaces the manual download-paste-reconcile cycle. Once an account is connected, transactions flow in without further action from you.
A concrete example
A business with operations in three countries has bank accounts in each country, holds balances in four currencies, and receives payments from customers in several more. Before Pollarc, the finance lead spent part of every morning logging into each bank portal, downloading statements, opening a spreadsheet, and reconciling what had moved where — and currency conversions were done by hand with rates that were already stale by the time the work was finished.
With Pollarc's Global Banking Aggregation, all three accounts are connected and appear in a single ledger. Transactions are categorized as they arrive, currency conversions use consistent rates, and the finance lead opens the page to see the current position across all accounts in a few seconds. The morning routine that used to take an hour now takes a glance.
Connect your first bank account and see your full ledger in one place.
Start banking aggregation195 countries. One ledger. No manual imports.